Credit application file audit
Our flagship financial audit of credit scoring applications — a structured sample of loan or hire-purchase files with findings tied to policy and evidence gaps.
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Each engagement centres on the credit scoring application itself: the documents borrowers submitted, the scorecard outcome recorded, and the human decisions that followed. Choose the depth that matches your portfolio pressure or inspection calendar.
Score override sampling review
Focused review of credit scoring applications where officers overrode the scorecard — rationale quality, approval chains, and repeat patterns.
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Inspection readiness walkthrough
A time-boxed walkthrough of credit scoring application files ahead of regulator or head-office inspection, with a punch-list of repairs.
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Branch application coach session
Half-day coaching for branch or field officers on cleaner credit scoring application packs, using anonymised local examples.
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